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Digital Banking

Protective shield, man in business suit

Commercial Property & Casualty

SDN Insurance®

Our focus on commercial clients, including contractors, is the cornerstone of our business. From a detailed analysis of a company's risk, through program design and claim administration, we concentrate on going above and beyond standard service. We look for new ways to maximize the cash flow benefits of a client's premium dollars and expedite claim recovery.
With regard to our contractor clients, a detailed analysis of required work programs and knowledge of surety markets allows us to assist in securing necessary surety programs. We also assist in managing bank relationships, including cash management and lines of credit with local financial institutions.
As a leading insurance broker in Western New York since 1923, our commercial expertise serves your insurance needs in a timely and cost-effective manner. In an effort to further strengthen our commitment to service, we have expanded our geographic reach to include clients across most of the United States.

Products and Services

We offer products and solutions to suit the exposures faced by business owners:

  • Automobile
  • Business income/extra expense
  • Crime
  • Directors and officers liability
  • Employment practices liability
  • Environmental liability
  • Errors and omissions
  • Fiduciary liability
  • Flood and earthquake
  • Garage liability
  • General liability—premises and products/completed operations
  • Machinery and equipment
  • Owners and contractors protective liability
  • Pollution liability
  • Professional liability
  • Property
  • Surety bonds
  • Umbrella/excess liability


See just how much time and money we can save you on your business insurance.

Request a quote today!


Insurance and investment products and services are not FDIC Insured, are not a deposit or bank guaranteed, are not insured by any Federal governmental agency, and are subject to investment risks, including possible loss of the principal invested. Insurance products and services may be provided by SDN Insurance Agency, LLC, an affiliate of Five Star Bank.


Get in touch with SDN Insurance®