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Digital Banking

Horizon with boat on water.

Boat & Watercraft

Set a course for tomorrow.

Owning a boat is smooth sailing with SDN Insurance.

For many, owning a boat is a dream come true. Few pleasures in life can rival a warm, relaxing day on the water with family or friends — reminding us of the privilege to live within a stone’s throw of magnificent bodies of water.

With a boat owners or watercraft insurance policy from SDN Insurance, you can cast your worries aside knowing that you’re adequately insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:
Checkmark icon for list entries Sailboats
Checkmark icon for list entries Bass Boats
Checkmark icon for list entries Yachts

Checkmark icon for list entries  Jet Skis
Checkmark icon for list entries Performance Boats
Checkmark icon for list entries WaveRunners

An SDN Insurance watercraft insurance policy translates to comprehensive coverage customized to protect your specific needs. After all, even on the water, accidents happen, and it’s up to you to provide yourself with adequate protection against potential loss due to:
  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters
Your policy may also extend to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

More Coverage

In addition, liability boat insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:
  • Bodily Injury payments
  • Damage to another's property
  • Medical Payments
  • Guest Passenger Liability
  • Additional Coverage Options
We make getting the right insurance for your boat or personal watercraft both easy and affordable, thanks to extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat.

And since everybody loves a great deal, we’re offering to eligible customers money-saving discounts when you insure multiple watercrafts or combine your boat and auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

Life in the water is your passion, owning a boat your dream. Protect that dream for years to come and don’t let anything interrupt your flow or block your path to progress.


Coverage on your road to tomorrow.

The right protection. Across town or cross-country.