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Digital Banking

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great rate 4.50%* APY
for 8 month CDs.

must have consumer or business checking.
opening deposit must be
all new-to-Five Star Bank money.

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great rate 4.25%** APY
for 13 month CDs.

must have premier or business checking.
opening deposit must be at least $1,000
new-to-Five Star Bank money.

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great rate 4.00%** APY
for 20 month CDs.

must have premier or business checking.
opening deposit must be at least $1,000
new-to-Five Star Bank money.

the point is you.

We're here to support your journey, wherever it takes you.
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90 day intro rate

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everyday rewards+ credit card

view offer details.
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employee retention credit tax relief program

get qualified.

2022 Community Report

the point is you.
Top Work Places badge - 2023 The Buffalo News

Five Star Bank
Named Top Work Places

Buffalo 2023

"Five Star continues to create an environment in which diverse talent is recognized and new ideas are embraced. I am confident in our future and truly proud to call myself an employee."
- Connor Pawlikowski
Project Analyst
"What I love most about Five Star is the genuine commitment the Five Star Team has to each other, to our customers, and to our communities. I see it everyday in the way the team supports each other, the way we treat our customers and the many ways we get involved in our communities.

I am truly proud to be a part of the Five Star Family."
- Frauke Stoffel
Culture and Internal Communication Specialist

what you need. One click away.

Quick links to valuable resources.
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Online tools to help calculate everything from mortgages and auto loans to insurance, retirement and more.
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Find great rates on a full range of checking and savings products.
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checking accounts
Find the account that fits your needs and start enjoying the benefits today.
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Digital Banking App
Use our new app to access your Five Star Bank accounts from your mobile device.

Over 43,000 surcharge-free ATMs at convenient retailers nationwide

Find Allpoint ATMs and branches near you.