Checking that fits your today and tomorrow.
Whether you’re opening your first account, or looking for an account that will pay interest and give you cash back, Five Star Checking Accounts have a range of features and benefits that fit your banking needs.
1Transaction must be for more than $1.00
2Subject to availability
3If you perform a transaction at an ATM that is not owned by Five Star Bank or a part of the AllPoint Network, the ATM Owner may charge you an ATM Surcharge Fee
4Subject to application and credit approval
5Checks that are generated and sent via Bill Pay count against the check limit
*To receive the $250.00 Premier Checking account (NOW account) bonus, you must open a Premier Checking account in one of our branches by 6/30/2018. To receive the $150.00 checking account bonus, you must open a Plus Checking, Traditional Checking or E-Checking account in one of our branches by 6/30/2018. In addition, to receive either the $250.00 or $150.00 bonus, you must establish a direct deposit into your account within 60 days from the last day of month the account was opened. Your direct deposit needs to be a recurring electronic deposit of your paycheck, pension or government benefit (such as Social Security) from your employer or the government. The bonus will be deposited into this checking or NOW account within 90 days from the last day of the month the account was opened. The bonus may be subject to income tax and IRS reporting. If the account is closed within 179 days after opening, the bonus will be forfeit; the bonus will be debited from the account at account closing and the account will be subject to the Bank’s $35.00 early account closeout fee. A $25.00 minimum deposit is required to open any Five Star Bank checking or NOW account. Offers not available to existing Five Star Bank consumer checking or NOW account holders, or those who have closed a Five Star Bank consumer checking account within 12 months or have had an account closed with a negative balance. Business and municipal customers are not eligible. Bonus is limited to one account per customer regardless of the titling on the account. Offers subject to cancellation without notice and cannot be combined with any other offer.
The Premier Checking account is a variable rate account. The rate may change after the account is opened. The annual percentage yield (APY) on the Premier Checking account for $0.01 - $9,999.99 is 0.10%, $10,000.00 - $24,999.99 is 0.10%, $25,000.00 - $49,999.99 is 0.20% and $50,000.00 or more is 0.25%. These APYs are accurate as of today's date. Fees may reduce the earnings on the account.