Business Line of Credit
When you need to bridge the gap between accounts receivable and accounts payable, an operating line of credit is the answer. You can get your money on the same day to take advantage of inventory discounts or for other working capital. Once your revolving line of credit is established, borrowing and repayment can be set up to fit your particular cash flow needs. It makes short-term borrowing easy and affordable.
With a fixed- or variable-rate term loan, you can spread the cost of large capital purchases such as vehicles, facility improvements, or equipment over their useful life.
Whether you’re refinancing, purchasing, or making improvements to livestock/dairy barns, croplands, vineyards, or any other agricultural related property, Five Star Bank has a specialist ready to help you. We offer a range of lending programs for agricultural mortgage, term loans, and operating lines of credit with flexible collateral options.