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Digital Banking

Storefronts- Laundromat, Law Offices, Flower Shop, "Now Open" sign

Commercial Loans & Lines

From business plan to "business is booming."

Ad- Prime -1% Business LOC 6-mo intro rate. Must have TotalValue Business Plus Checking linked to Business LOC.
*Business Line of Credit is subject to credit approval. Business Line of Credit with the 6-month introductory rate is available to existing and new customers with no existing Five Star Bank Business Line of Credit. Total aggregate credit relationship must be $750,000 or less. A new or existing TotalValue Business Plus checking account is required, and must be linked to the Business Line of Credit for the entire term of the Business Line of Credit. The Business Line of Credit will be utilized for overdraft purposes. If you do not maintain the checking account or link to the Business Line of Credit, we may require immediate payment of any remaining principal and accrued interest on this Business Line of Credit. A $25.00 minimum deposit is required to open a TotalValue Business Plus Checking account. Account must maintain an average daily balance of $5,000.00 to avoid a $12.00 monthly maintenance fee. 

Business Line of Credit

When you need to bridge the gap between accounts receivable and accounts payable, an operating line of credit is the answer. You can get your money on the same day to take advantage of inventory discounts or for other working capital. Once your revolving line of credit is established, borrowing and repayment can be set up to fit your particular cash flow needs. It makes short-term borrowing easy and affordable.

Term Loan

With a fixed- or variable-rate term loan, you can spread the cost of large capital purchases such as vehicles, facility improvements, or equipment over their useful life.

Agricultural Loans

Whether you’re refinancing, purchasing, or making improvements to livestock/dairy barns, croplands, vineyards, or any other agricultural related property, Five Star Bank has a specialist ready to help you. We offer a range of lending programs for agricultural mortgage, term loans, and operating lines of credit with flexible collateral options.


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