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Digital Banking

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Welcome to FSB& — your resource for reimagined embedded finance and banking solutions powered by Banking-as-a-Service.

Are you a fintech, affinity group, brand, non-bank financial company, or wealth management firm seeking to reliably offer banking products and services to your customers and clients? Look no further than FSB&: where banking meets innovation.

Our team of experts specializes in providing Banking-as-a-Service (BaaS) to companies just like yours with support and guidance tailored to helping you navigate—and stay competitive in—the ever-changing world of finance. We understand the unique needs of the financial technology industry and have designed our services to meet those needs:

Program Sponsorship

Offering for fintechs, brands, affinity groups, and non-banking financial institutions, including wealth management firms and advisors.

Open API Banking

Open banking API connectivity that enables KYC, loan origination, deposits account opening, and payment processing solutions. This allows for seamless extension of our products and services to your customers. Our BaaS onboarding platform, powered by a comprehensive set of REST APIs, enables you to focus only on customer acquisition and end-user experience. We provide you with everything you need to launch a neo-bank or offer private banking products within a few months.

Risk and Compliance Management

Our risk and compliance management oversight ensures that your business stays in compliance with all relevant regulations.

Financial Transactions Clearing

Our financial transactions clearing and Card-as-a-Service offerings provide you with the tools you need for payment processing and transaction settlement.

Industry Expertise and Advisory Services

As a leading Banking-as-a-Service provider, we pride ourselves on our vast industry expertise and extensive advisory services—and we're dedicated to providing you with everything you need to succeed.

Digital Banking and Wealth Management Platform

With FSB&, you can focus on growing your business while we sponsor your banking, card and payment solutions. Whether you want to launch a digital-only neo-bank, custom labeled private bank, reward programs tailored to your customers spending needs, or your own branded credit cards, look no further. Our dedicated team of bankers, compliance experts, and technologists are at your service.


Our Card-as-a-Service (CaaS) solution supports a diverse set of card product types—including BIN sponsorship, balance sheet commitment, and card servicing—to provide your business with the tools needed to issue and manage its own cards.

Center of Excellence

Our Center of Excellence (program management, operations, contact center, and servicing) offers a full range of operational and customer service support to help grow your banking and card programs.

Experience the power of partnership.

Don’t let banking concerns hold your business back. Contact us today to learn more about how comprehensive FSB& Banking-as-a-Service solutions can help your business thrive.

We respect your right to privacy and security. Please do not include any sensitive information, such information include: social security number, account number, passwords, or addresses in the form below.

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