Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, click here to download Adobe® Acrobat Reader.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Digital Banking

Woman on a tablet

Merchant Services

Payment solutions & management tools for businesses like yours.

From tracking your inventory to taking orders, Five Star Bank offers tailored merchant services solutions backed by trusted technology and local support. In partnership with Fiserv and Clover, we make it simple to manage your business and accept payments securely, quickly and in the way your customers prefer.



Money document icon
Competitive Processing Rates
Pricing is customized based on your business's specific needs, size, industry and risk profile.
 

Speed icon
Quick Startup
Begin processing payments almost immediately with minimal downtime or disruption.
 

Security Icon
Secure Transactions
Built-in protections against fraud and data breaches, including PCI DSS compliance, EMV® and encryption.
 

handshake icon
Trusted Partnership
We work with Fiserv and Clover, widely respected global leaders in payment processing and business management.
 

Support chat icon
Dedicated Support
24/7 customer service whenever you need it, plus access to local Five Star Bank relationship managers.
 

Scales icon
Scalable Solutions
Our services grow with you, whether you’re a one-location shop or a multi-state operation.
 

Ready to explore your options?

Our team will walk you through the best services and solutions for your business.

Manage your operations with ease.

We provide merchants with value-added services, equipment and business tools that help make it easier to run your business.
 
Accept Payments Easily
  • Accept most payments types including: credit, check, cash, debit, gift card, EMV® chip cards, touchless payments such as Apple Pay® and more
  • Take payments securely by mobile device, email or phone
  • Set up a weekly, monthly or other interval payment schedule
Run Your Business More Efficiently
  • Manage your inventory, client database, employee schedules, payroll and more
  • Track key performance metrics and compare sales against competition in your market
  • Protect your customers, business and reputation from fraud with built-in security
Grow Your Business
  • Generate more visits and more sales through mobile loyalty and rewards programs
  • Access educational content to help you streamline operations 

Clover POS System in use
 

Designed with your industry in mind.

Clover's point-of-sale (POS), payment systems and business management solutions are built to empower your business and streamline operations. We specialize in merchant services for various industries, including:
 
small business icon

Retail

foodservice icon

Foodservice

Hospitality Icon

Hospitality

Manufacturing icon

Manufacturing

Healthcare Icon

Healthcare

And more icon

And More








Let's get started.

Stop into your local branch or fill out the form below, and a member of our team will reach out to you shortly. 


Please do not include personal information (such as your social security number, date of birth, or other sensitive personal information) in any message you send through this contact form.
 
 
 

 
 
©2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.