employee benefits

helping your business navigate employee benefits

Designing a competitive, yet cost-efficient employee benefit plan is a daunting task. Add in a constantly changing regulatory landscape with severe penalties for non-compliance with a myriad of new rules, and your plan can quickly become more of a burden than a benefit. SDN Insurance specializes in helping small businesses navigate this complex landscape. Our advisors have years of experience working in this field, and have helped hundreds of small businesses around WNY.

Whether you’re a brand new start-up, or a 3rd generation family business, we promise to:

Work with you to determine what types of benefits are most important for your company and your employees
Help you to design the most cost-efficient plan possible based on your objectives
Shop your benefits in the open market in order to ensure the best possible price
Educate you on the ever-changing regulations

The types of Employee Benefits that we handle include:

Employer Sponsored Health Insurance

The all important premium battle that takes place in the small group market is between insurance companies, not brokers, or individual companies. The value of using SDN Employee Benefits Practice, is that we can structure a plan by asking , and answering several important questions.

See Less

Who should be covered. Employee/Spouse/Children.
Can the NY State of Health play a role.
Where do Medicare eligible employees go.
What should the line up of plans look like.

Medicare

When an individual becomes eligible for Medicare, we at SDN can help out

See Less

When to take coverage.
What action needs to be taken.
What type of Plan should I take.
What company should I do business with.

Exchange / NY State of Health

Millions of New Yorkers are getting their Health Insurance thru the Exchange.

See Less

If you are not covered by Medicare, or an employer based plan, the exchange may be an option.

Human Resources Consulting

We know that your HR depends on the size and complexity of your business, along with your unique objectives. With many challenges facing local businesses today, we offer a strategic HR partnership that advances your business objectives through your employees.

See Less

We design HR consulting programs that bring experienced, results-driven strategic HR solutions to your business, whatever your size or industry! Our goal is to provide a proactive approach to HR to improve your bottom line, motivate your employees, and mitigate risk.

Group Life & Disability

If an illness or injury should occur, you may need more than just health coverage. Group disability insurance can help pay part of your covered earnings when you can't work for a period of time due to a covered illness or injury.

See Less

It’s not an easy subject to think about, but if something were to happen to you, would your family be able to make ends meet? For how long?

See Less

Small business owners are already wearing too many different hats, and employee benefits have become complicated. Our role is to be the expert resource you need in order to focus your attention where it belongs – on growing your business. Please call or email if you would like to arrange an initial consultation.

Note: Due to our recent growth, in order to ensure that the quality of our services don’t decline, we request that any new potential clients reach out to us with significant lead time prior to their renewal or effective date.

big-time protection for small business.

find customized, comprehensive plans that meet all of your specific needs.

COmmercial Insurance

Digital Banking

Looking for something?

employee benefits

helping your business navigate employee benefits

The types of Employee Benefits that we handle include:

big-time protection for small business.

find customized, comprehensive plans that meet all of your specific needs.