recreational vehicles

Insure your fun. Ensure your happiness.

All-Terrain Vehicle Insurance

When your idea of fun means four wheels and zero distractions, you need two things in order to go happily off the grid - a vehicle that can handle the terrain and an insurance policy that can cover all the ground. Whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV insurance you want and the protection you deserve with specialized coverage options. We understand that your ATV is a significant recreation investment. And we want you to ride with the confidence of knowing that you are properly insured.

SDN Insurance^® is dedicated to offering you the best possible coverage at a price you can afford, including additional protection for:

Damage to custom equipment that you have added to your ATV.
Medical payments option for yourself and your passengers.

You may also be eligible for money-saving discounts when you have multiple vehicles insured or if you have successfully completed a rider safety course. Discounts and coverage can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about a customized all-terrain vehicle insurance policy that best fits your needs.

Snowmobile Insurance

When the snow falls, accidents rise. Make sure you’re ready.

The first snow signals a new season and new adventure. It’s also a reminder to contact us if you’re about to hit the trails and enjoy the crisp air and snow-covered surroundings on your new snowmobile.

SDN Insurance^® offers specialized snowmobile Insurance at affordable rates, with benefits tailored to meet your specific insurance needs. Additional snowmobile insurance coverage is also available for:

Any custom equipment that you’ve added to your snowmobile.
Medical Payments Coverage to protect yourself and your passengers, in the event of an accident (available for a premium).

Depending on your insurance situation, discounts may also be available for completing rider safety courses or by being a member of certain riding associations. A representative from SDN Insurance^® can determine your discount eligibility and design the right policy for you.