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Digital Banking

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Business Fee Schedule

Effective as of 1/1/2020
Service / Transaction   Fee How It Applies 
Account Reconciliation Fee $20.00 Per Hour
ACH Origination $25.00 Per Month
ACH Debit Block and Filter $20.00 Per Month
ATM Card Replacement Fee $5.00 Per Card
ATM Withdrawal Fee at a Five Star Bank ATM Free Per Transaction
ATM Withdrawal Fee at a Non-Five Star Bank ATM
(Owner of ATM may also charge an ATM Surcharge Fee)
$2.00 Per Transaction
Bond Coupon Collection Fee $10.00 Per Transaction
Cashiers Check $6.00 Per Check
Check Printing and Delivery Varies
 Collections Fee $15.00   Per Occurrence
Coupon Collections $5.00 Per Coupon
Debit Card Replacement Fee $5.00 Per Card
Dormant Account Fee* $5.00 Per Statement Period
Early Account Closeout Fee $35.00 Within 179 days of Account Opening
Electronic Data Interchange (EDI) $40.00 Per Month
Escheatment (Publication Costs Only) Varies Per Protest
Facsimile Machine Services
1st page sent
After 1st page sent
1st page received
After 1st page received
Per Page
Per Page
Foreign Draft Collection $20.00 Per Draft
Foreign Wire Transfer – Outgoing $75.00 Per Wire
Levy/Execution $100.00 Per Paper
Money Order $5.00 Per Order
Locked Night Deposit Bag $25.00 Per Bag
Disposable Night Deposit Bags Varies Per 100
Night Depository Key Rental $25.00 Annually
Notary Services:
Per Request
Per Request
Overdraft Item Fee (Item Paid)** $40.00 Per Item
Overdraft Transfer $5.00 Per Occurrence
Photocopies $0.25 Per Copy
Postage for Protests May vary Per Protest
Process of Forgery $15.00 Per Protest
Protests $20.00  Per Protest
Research Copies $1.50 Per Request 
Research $20.00  Per Hour
Restraining Order $100.00  Per Paper
Return of Deposited Item Fee $10.00  Per Item
Returned Item Fee $40.00 Per Item 
Safe Deposit Box Force Entry $125.00  Per Occurrence
Safe Deposit Box Lost Key $20.00  Per Key
Signature Guarantee $5.00  Per Request
Special Instructions Monthly Fee $5.00  Per Item
Special Statement $5.00  Per Request
Stop Payment (Checks) Fee $35.00 Per Occurrence 
Subpoena $100.00  Per Paper
Telephone Transfer Fee $3.00  Per Occurrence
Wire Transfer Incoming (Domestic) $20.00  Per Wire
Wire Transfer Outgoing (Domestic) $25.00  Per Wire

The fees on this Fee Schedule are in addition to any fees listed in any Five Star Bank disclosures, terms and conditions, account agreements or any other documents provided by Five Star Bank.

*Excludes Money Markets, Savings, ICS Business and ICS Public Checking Accounts. A checking account is considered dormant when there has been 12 months of no account activity or contact from the customer.

**Excludes Savings Accounts. An overdraft item fee applies to overdrafts created by check, in-person withdrawal, ATM transaction or other electronic means.