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High Yield Money Market

Open an account and start earning more.

High Yield Money Market Account
Get Up To 3.25% APY*
Make the most of your money with a Five Star Bank High Yield Money Market Account that provides easy access to your money while earning a higher interest rate than a traditional savings account.
  • Competitive interest rates (Tiered Rates)
  • Check-writing capabilities
  • Digital Banking account access
  • Funds are FDIC-insured up to the allowable limit
 

Tiers Interest Rate APY*
$0.01 to $9,999.99 0.00% 0.00%
$10,000.00 to $99,999.99 2.96% 3.00%
$100,000.00 and above 3.20% 3.25%

 

*APY- Annual Percentage Yield is accurate as of October 30, 2025. The High Yield Money Market Account is a variable rate account. Rates may vary depending on when the account is opened. Review offer details before opening. The rate may change after the account is opened. The annual percentage yield (APY) on the High Yield Money Market Account for balances $0.01 - $9,999.99 is 0.00%, $10,000.00 - $99,999.99 is 3.00%, and $100,000.00 or more is 3.25%. Fees may reduce the earnings. Our High Yield Money Market Account requires an initial deposit of at least $10,000 in new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days. You must be a U.S. resident with a physical address in NY, NJ, PA, MA, MD, or FL to apply through Five Star Bank online account opening. Business and municipal customers are not eligible.