Fraud Mitigation Tools

Protect your financial assets.

Five Star Bank’s advanced fraud mitigation tools and products help increase protection for your business.. Our Positive Pay solutions can help you identify and block fraudulent checks, review pending expenses, enhance your approval process and more.

CHECK POSITIVE PAY

Verify issued checks against authorized files to ensure only approved checks clear.

How it works:

Provide issued check details via Digital Banking.
We verify these details against the issued check file you provide.
Matching checks clear your account.
Non-matching checks are presented for review.
Decide between 8:00am and 11:00am EST whether to pay or return them.
If no response is received, the check is automatically returned.

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features:

✓ Upload issued check files directly to the positive pay system.

✓ Review and decide on exception items ("pay" or "no pay") within Digital Banking.

✓ Manually key in check details to include them in the positive pay service.

✓ View check images easily within Digital Banking.

ACH POSITIVE PAY

Review every ACH debit using customizable rules to block unauthorized activity.

How it works:

Unauthorized incoming ACH Debits are presented to you for decision.
Set up rules to accept transactions from authorized originators, ensuring future transactions clear automatically.
ACH Positive Pay gives you control and peace of mind, keeping your accounts safe from unauthorized electronic debits.

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features:

✓ Designate authorized originators to debit your account.

✓ Implement rules for originators and set limits for authorized debits.

Key benefits include:

Enhanced Control Over Payments

Detect fraudulent payments before payment is processed
Review any suspicious items and determine action

Cost Saving and Increased Efficiency

Reduce potential losses due to fraud
Streamline the exception management process

Greater Security and Peace of Mind

Monitor and protect against fraud
Increase control over your account(s)

Ready to get started?

Stop into your local branch today or fill out the form below, and one of our Business Banking Relationship Managers will reach out to you shortly to discuss our cash management solutions.

Please do not include personal information (such as your social security number, date of birth, or other sensitive personal information) in any message you send through this contact form.

Digital Banking Security Features

Enable powerful security features to enhance account protection.

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Fraud Mitigation Tools

Protect your financial assets.

How it works:

features:

How it works:

features:

Key benefits include:

Enhanced Control Over Payments

Cost Saving and Increased Efficiency

Greater Security and Peace of Mind

Ready to get started?

Digital Banking Security Features

Enable powerful security features to enhance account protection.

Connect with our local experts.