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Digital Banking

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consumer fee schedule

Effective as of 12/6/2021
Service/Transaction   Fee  How it Applies
ATM Card Replacement Fee $5.00 Per Card
ATM Withdrawal Fee at a Five Star Bank ATM* Free Per Transaction
ATM Withdrawal Fee at a Non-Five Star Bank ATM
(Owner of ATM may also charge an ATM Surcharge Fee)
$2.00 Per Transaction
Cashiers Check $6.00 Per Check
Check Printing and Delivery Varies Per Order
Debit Card Replacement Fee $5.00 Per Card
Inactive Account Fee $5.00 Monthly
Early Account Closeout Fee $35.00 Within 179 days of Account Opening
Fax Machine Services
1st page sent
After 1st page sent
1st page received
After 1st page received


Per Request
Per Page 
Per Request
Per Page
 Foreign Draft Collection 1% of the total draft amount  Per Draft
 Foreign Wire Transfer – Outgoing  $75.00  Per Wire
 Levy/Execution  $100.00  Per Paper
 Money Order  $5.00 Per Order 
 Locked Night Deposit Bag  $25.00  Per Bag
 Disposable Night Deposit Bags  Varies  Per 100 Bags
Notary Services:


Per Request
Per Request
Overdraft Item Fee (Item Paid) $40.00 Per Item
Overdraft Transfer from Savings $5.00 Per Occurrence
Photocopies $0.25 Per Copy
Postage for Protests Varies Per Protest
 Protests  $20.00  Per Protest
Research Copies $0.25 Per Copy
Research $20.00 Per Hour
Restraining Order $100.00 Per Paper
Return of Deposited Item Fee $10.00 Per Item
Returned Item Fee $40.00 Per Item
Safe Deposit Box Force Entry $125.00 Per Occurrence
Safe Deposit Box Lost Key $20.00 Per Key
Signature Guarantee $5.00 Per Request
Stop Payment (Checks) Fee $35.00 Per Occurrence
Statement Copy $1.50 Per Statement
Subpoena $100.00 Per Paper
Telephone Transfer Fee $3.00 Per Occurrence
Wire Transfer Incoming (Domestic) $20.00 Per Wire
Wire Transfer Outgoing (Domestic) $25.00 Per Wire
The fees on this Fee Schedule are in addition to any fees listed in any account opening disclosures or any other documents provided by Five Star Bank.

Certain fees may vary by account type.  Please refer to your account opening disclosures for specific information regarding these fees.
*AllPoint ATMs are not considered Five Star Bank ATMs. AllPoint ATMs will present a fee at the time of your transaction, but Five Star