Effective as of 1/1/2020
The fees on this Fee Schedule are in addition to any fees listed in any Five Star Bank disclosures, terms and conditions, account agreements or any other documents provided by Five Star Bank.
*Excludes Club, Money Markets, Savings, Health Savings and ICS Consumer Checking Accounts. A checking account is considered dormant when there has been 12 months of no account activity or contact from the customer.
**Excludes Club, Savings and Health Savings Accounts. An overdraft item fee applies to overdrafts created by check, in-person withdrawal, ATM transaction or other electronic means. Overdrafts created by ATM or one-time debit card transactions will not be paid unless you have authorized Five Star Bank to pay them. Five Star Bank will not charge an Overdraft Item Fee if the account is overdrawn in total by less than $5.00 and will not charge for more than 6 overdraft items a day; however, items not paid will incur our standard Returned Item fee.
Please note: Accounts without Pay Advantage (excludes Club, Savings and Health Savings Accounts) or outside of the Pay Advantage limit will not be charged an Overdraft or Returned Item Fee on an item that overdraws the account by less then $5.00.
*** Excludes Club and Health Savings Accounts.
*Excludes Club, Money Markets, Savings, Health Savings and ICS Consumer Checking Accounts. A checking account is considered dormant when there has been 12 months of no account activity or contact from the customer.
**Excludes Club, Savings and Health Savings Accounts. An overdraft item fee applies to overdrafts created by check, in-person withdrawal, ATM transaction or other electronic means. Overdrafts created by ATM or one-time debit card transactions will not be paid unless you have authorized Five Star Bank to pay them. Five Star Bank will not charge an Overdraft Item Fee if the account is overdrawn in total by less than $5.00 and will not charge for more than 6 overdraft items a day; however, items not paid will incur our standard Returned Item fee.
Please note: Accounts without Pay Advantage (excludes Club, Savings and Health Savings Accounts) or outside of the Pay Advantage limit will not be charged an Overdraft or Returned Item Fee on an item that overdraws the account by less then $5.00.
*** Excludes Club and Health Savings Accounts.
