5-month CD Special

How do I open?
Open your account in-branch at any of the following Five Star Bank locations:
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Rochester-Area Locations
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Buffalo-Area Locations
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Why choose a CD with Five Star Bank?
At least $15,000.00 of new-to-Five Star Bank money (must not previously have been on deposit with Five Star Bank in the past 90 days) is required for the Five Star Bank 5-month CD Special. For CDs up to $250,000.00, the minimum opening deposit requirement is $15,000.00. For CDs over $250,000.00, the minimum opening deposit requirement is $250,000.01. A penalty may be imposed for early withdrawal. Municipal customers are not eligible. Rates are as of 12/17/2025. Cannot be combined with any other offer. Subject to cancellation without notice.
*Offer available at select Five Star Bank locations. This CD special must be opened at one of the following Rochester-area Five Star Bank branches: Brighton, Chili Center, City Gate, Five Star Bank Plaza - Chestnut Street, Greece, Henrietta, and Honeoye Falls, or one of the following Buffalo-area Five Star Bank branches: Elmwood Crossing, Fountain Plaza, and Seneca Street.
Want an account that offers flexibility?
You got it! Explore our personal checking account options.
