Earn more with a High Yield Money Market account.
With our High Yield Money Market offer, you’ll have a place to keep your money growing with tiered interest rates and a competitive introductory rate.
90-day Introductory Interest Rate
APY of up to
Requires a minimum of $15,000 in new-to-Five Star Bank money
How do I open?
Open an account in-branch at any of the following Five Star Bank locations and watch your money grow.**
|
Rochester-Area Locations
|
Buffalo-Area Locations
|
| Tiers |
introductory Interest Rate |
Standard interest rate |
Annual percentage yield |
| $0.01 to $9,999.99 |
4.05% |
0.00% |
1.00% |
| $10,000.00 to $99,999.99 |
4.05% |
2.96% |
3.28% |
| $100,000.00 and above |
4.05% |
3.20% |
3.47% |
*APY – Annual Percentage Yield. To receive the introductory interest rates, your initial account opening deposit must include at least $15,000.00 of new-to-Five Star Bank money (must not previously have been on deposit with Five Star Bank in the past 90 days). We will pay the introductory interest rates for 90 days from the day the account was opened. After the 90-day introductory period, the then standard interest rates will apply. The annual percentage yield (APY) on the High Yield Money Market Account for balances $0.01 to $9,999.99 is 1.00%, $10,000 to $99,999.99 is 3.28%, $100,000 or more is 3.47%. This High Yield Money Market account is a variable rate account, and the standard interest rate may change at any time. Municipal and Business customers are not eligible. Rates are as of 06/17/2026. Cannot be combined with any other offer. Subject to cancellation without notice. Fees may reduce earnings.
**The account must be opened at one of the following Rochester-area Five Star Bank branches: Brighton, Chili Center, City Gate, Five Star Bank Plaza – Chestnut Street, Greece, Henrietta and Honeoye Falls, or one of the following Buffalo-area Five Star Bank branches: Elmwood Crossing, Fountain Plaza and Seneca Street. Offer not available for accounts opened over the phone or online.
