Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, click here to download Adobe® Acrobat Reader.
Contact Us Find a Branch or ATM Location

Digital Banking

Enroll - Personal Enroll - Business

Looking for something?

Results
Man at computer

business cd rates

Special CD rates for premier or business checking customers. See disclosures for details.

*APY- Annual Percentage Yield. For CDs or IRAs up to $250,000.00. New-to-Five Star Bank money must not previously have been on deposit with Five Star Bank in the past 90 days, and a minimum deposit of $1,000 is required to open a Five Star Bank 8-month Special CD or IRA. A penalty may be imposed for early withdrawal. Must have a Consumer or Business Checking Account with Five Star Bank. Municipal customers are not eligible. Rates are as of 02/02/2023. Cannot be combined with any other offer. Subject to cancellation without notice.

**APY- Annual Percentage Yield. For CDs or IRAs up to $250,000.00. A $1,000 minimum deposit of new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days is required to open a Five Star Bank Special CD or IRA. A penalty may be imposed for early withdrawal. Must have Premier or Business Checking. Municipal customers are not eligible. Rates are as of 02/02/2023. Cannot be combined with any other offer. Subject to cancellation without notice.

Visit your local branch to take advantage of these specials!

Find a Branch

Fixed Rate CD - For Business Checking Customers1

Must be a Five Star Bank Premier or Business Checking Account holder to be eligible for the rates below.  New-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days and a minimum deposit of $1,000 is required to open a Five Star Bank 8-month CD or IRA.  A minimum deposit of $1,000 of new-to-Five Star Bank money not previously on deposit with Five Star Bank in the past 90 days is required to open a 13-month or 20-month CD or IRA.

Balances $500.00 to $2,499.99 $2,500.00 to $9,999.99
 $10,000.00 to $24,999.99
 $25,000.00 to $250,000.002
Term
 Interest Rate APY INTEREST Rate APY Interest Rate APY Interest Rate APY
3 Month 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
6 Month 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
8 Month 4.40% 4.50% 4.40% 4.50% 4.40% 4.50% 4.40% 4.50%
9 Month 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
12 Month 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
13 Month 4.16% 4.25% 4.16% 4.25% 4.16% 4.25% 4.16% 4.25%
15 Month 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
18 Month 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
20 Month 3.92% 4.00% 3.92% 4.00% 3.92% 4.00% 3.92% 4.00%
24 Month 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
30 Month 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
32 Month 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45%
36 Month 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45% 0.45%
48 Month 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
60 Month 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%


Fixed Rate CD - For Non-Business Checking Customers1

Balances $500.00 to $2,499.99 $2,500.00 to $9,999.99
 $10,000.00 to $24,999.99
 $25,000.00 to $250,000.002
Term
 Interest Rate APY INTEREST Rate APY Interest Rate APY Interest Rate APY
3 Month 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
6 Month 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
9 Month 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
12 Month 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
15 Month 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
18 Month 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
24 Month 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
30 Month 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
32 Month 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
36 Month 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
48 Month 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
60 Month 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%


1All interest rates and Annual Percentage Yield (APY) stated above are accurate as of 02/02/2023. All CDs are compounded daily on a 365 day basis. Fees or withdrawals could reduce earnings. Penalty may be imposed for early withdrawal. Municipal customers are not eligible. See account disclosure for additional information. Cannot be combined with any other offer. Subject to cancellation without notice.
2For balances over $250,000, please contact your local branch.