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Payment Fraud Can Happen Fast

Explore tools to protect your business from payment fraud.  

Payment fraud can happen in seconds. From fraudulent ACH requests to altered checks and wire transfer scams, businesses of all sizes are being targeted. Staying informed and proactive is key to protecting your accounts.


What are the different types of payment fraud?

Knowing the most common types of payment fraud can help your team spot the red flags.
 

1. ACH FRAUD

Unauthorized or deceptive electronic transfers made using compromised account and routing numbers. 

 

2. CHECK FRAUD

Stolen, forged, altered or counterfeit checks used to illegally withdraw funds from an account.

 

3. WIRE FRAUD

Fraudulent wire transfer requests used to deceive businesses into sending funds to unauthorized accounts.

 

4. BUSINESS EMAIL COMPROMISE (BEC)

Fraudulent wire transfer requests used to deceive businesses into sending funds to unauthorized accounts.



Even a single fraudulent transaction can lead to significant financial loss, operational disruption and reputational damage. Taking steps to prevent fraud today can help safeguard your business.

 
 
icon - check mark   Review your account activity regularly
icon - check mark   Verify payment requests before they are processed
icon - check mark   Train employees to recognize fraud attempts
 

Explore our Fraud Mitigation Tools.


Check positive pay:

Compare checks presented for payment against issued check records to help detect suspicious items before they clear your account.

ACH positive pay:

Monitor ACH debits and review unauthorized or suspicious transactions before they impact your account.
 

Universal Payment Identification Code:

Use a UPIC to receive ACH credit payments without having to share your actual account number. 
 

We're here to help.

For additional security tips and resources, visit our Five Star Bank Security Center.


Explore ways to help protect
your accounts and avoid fraud.