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Homebuyer Dream Program

It's here! Let's get started.

At Five Star Bank we make it a point to help people find affordable housing and that is why we participate in the Homebuyer Dream ProgramTM. The Homebuyer Dream ProgramTM is a grant program sponsored by the Federal Home Loan Bank of New York. For qualified applicants, this program provides funds which can be used toward the down payment or closing costs of the home.


To qualify:

  • Individual must be a first-time homebuyer as defined by the U.S. Dept. of Housing and Urban Development
  • Household must have a total household income of 80% or below of the Area Median Income in which the household is purchasing
  • Homebuyer must complete a homeownership counseling program
  • Homebuyer must commit to 5-year retention period
For additional information, contact us at 1-877-226-5578, visit your local branch or fill out the form below!
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